New York cannabis rules, explained for operators
What is the New York cannabis delinquency list?
Checked against OCM pages and the regulation text on September 6, 2026.
The delinquency list is a list the Office of Cannabis Management keeps of licensed retailers that a supplier has reported for not paying a credit invoice within 30 days of delivery. The Office calls it the C.O.D. list. C.O.D. stands for cash on delivery.
Licensed suppliers get an updated copy every Wednesday. Retailers do not get a login. If you want to know whether your store is on it, you email the Office at CODReporting@ocm.ny.gov. While you are on the list, no licensed supplier can sell to you on credit.
Where the list comes from
The list is created by 9 NYCRR 124.2, the "Terms of Sale" section of the state's cannabis regulations. That section requires suppliers to report retailers who are late on credit invoices, and it directs the Office to compile the reports into a list and furnish it to supply licensees. Source: 9 NYCRR 124.2(d)(1) and (e)(2).
The Office's guidance describes the same thing in plainer words. The Retailer's Guide calls it a list of "licensed cannabis retailers who have failed to pay their credit bill in full on time." Source: OCM Retailer's Guide to the C.O.D. List.
The 30-day term itself is set by 9 NYCRR 124.2(c)(2). A separate explainer covers how that clock runs: What is the 30-day credit rule for New York dispensaries?
What is on the list
The regulation says the list contains the names and addresses of retail licensees reported as delinquent. Source: 9 NYCRR 124.2(e)(2).
The Office's FAQ describes it as "an updated C.O.D. list of all retailers." A retailer with more than one unpaid delivery stays on the list until every one of them is paid. Source: OCM Delinquent Payments FAQ, supplier question 8 and retailer question 3.
Whether the published list shows the reporting supplier or the amount claimed to other suppliers could not be confirmed from the Office's public pages. UNVERIFIED
Who sees it
Licensed suppliers see the list. Retailers do not.
- The regulation directs the Office to "furnish each distributor" and the other supply licensees a copy of the list. Publication counts as receipt by every supplier. Source: 9 NYCRR 124.2(e)(2).
- The FAQ says the reporting platform "is restricted to suppliers only." Suppliers get login credentials by email from the Office. Source: OCM FAQ, supplier questions 8 and 13.
- The FAQ says access to the list itself is restricted to suppliers, and that retailers who want to check their status contact the Office at CODReporting@ocm.ny.gov. Source: OCM FAQ, retailer question 2.
- Suppliers are expected to check the list before extending credit. The reporting page tells suppliers they must check it before offering credit terms. Source: OCM Delinquent Payment Reporting.
The regulation itself anticipates this split. It allows the Office to restrict the list to suppliers while giving retailers access to "their specific status." Source: 9 NYCRR 124.2(e).
How often it updates
Every Wednesday.
The FAQ says "The Office updates the C.O.D. List every Wednesday." The Retailer's Guide says the Office "provides an updated C.O.D. list to all distributors for their review weekly (on Wednesdays)." Source: OCM FAQ, retailer question 4; Retailer's Guide.
The weekly cycle cuts both ways. A report that the Office finds valid shows up on the next Wednesday's list. A payment reported after one Wednesday does not clear until the following Wednesday. The FAQ answers the question "Why is my name still on the list after I paid in full?" this way: "If you have paid in full after the last update, it will reflect on the next Wednesday's list." Source: OCM FAQ, retailer question 3.
How a store gets on the list
- A credit invoice goes unpaid past 30 days from delivery. Source: 9 NYCRR 124.2(c)(2); OCM reporting page.
- The supplier sends a written notice of default. The Office requires this within 7 calendar days after the due date. Source: 9 NYCRR 124.2(e)(1); Retailer's Guide.
- The supplier reports the delinquency to the Office, no later than 7 calendar days after the final payment date. Reporting is mandatory. Source: 9 NYCRR 124.2(d)(1); OCM FAQ, supplier questions 3 and 6.
- The Office reviews the report. If it finds the report valid, the store is placed on the list. Source: OCM reporting page.
How a store gets off the list
- The store pays the invoice amount in full for the reported delivery date. Late fees and interest do not have to be paid for removal. Source: OCM FAQ, supplier questions 11 and 12.
- The supplier reports the payment to the Office. The FAQ requires this "within 1 business day of receiving payment in full." Source: OCM FAQ, supplier question 9.
- The store comes off the list at the next Wednesday publication. Source: OCM FAQ, supplier question 10 and retailer question 3.
If you have unpaid invoices with more than one supplier, every one of them has to report payment before you come off. Source: OCM FAQ, retailer question 3; OCM reporting page.
There is one route to credit before the next Wednesday. A supplier can sell to you on credit before your name is removed if three things are true: your supplier has reported your payment to the Office, the supplier wanting to sell to you makes a written request to the Office, and you have no other outstanding credit with any other supplier. Source: OCM FAQ, retailer question 5.
What being on the list does to your store
- No licensed supplier may sell to you on credit. The Retailer's Guide says "no supply tier licensee can sell you cannabis products on credit." Source: Retailer's Guide; 9 NYCRR 124.2(d)(2).
- Cash sales continue. The FAQ says suppliers "can sell cannabis products to retailers who appear on the C.O.D. list on a cash only basis." Source: OCM FAQ, supplier question 19.
- The list is separate from license action. The Board "may revoke, cancel, or suspend a license" for failing to pay on time. That is a Board decision under section 124.2, not an automatic result of being listed. Source: 9 NYCRR 124.2; OCM FAQ, retailer question 8.
How to check your own status
Email CODReporting@ocm.ny.gov. The Retailer's Guide says you will receive "information on which supply tier licensee reported you as delinquent and how much they claim you owe." Source: Retailer's Guide; OCM FAQ, retailer question 2.
A step-by-step version of that process, and what to do with the answer, is in a separate explainer: How do I check if my dispensary is on the COD list?
UNVERIFIED The OCM seed-to-sale page carries a notice titled "Delinquent Payment Reporting Transitions to Metrc Effective 9/15/2026." That notice says the new Metrc functionality will "capture cannabis product credit transfers to retailers, delinquencies and COD list publication." Source: OCM seed-to-sale page.
The page did not spell out what changes for retailers after that date. Whether the email check, the Wednesday schedule, or the supplier reporting tool described here changes on September 15, 2026 could not be verified at the time of writing. Check the OCM page above before relying on any process detail after that date.
What this means for your store
- You will not get an alert from the Office when you are listed. The notice you get is the written notice of default from the supplier, which arrives before the report is filed. Treat that letter as the warning.
- A supplier declining to extend credit may be reading the list. Suppliers must check it before offering terms. If credit is refused without explanation, emailing the Office is the fastest way to learn why.
- Wednesdays set the rhythm. Paying on a Thursday means a week or more on the list even after the supplier reports the payment. Paying before a Wednesday cutoff shortens that.
- Ask the supplier to confirm, in writing, that it has reported your payment to the Office. The 1-business-day duty is on the supplier, and your removal depends on it.
- If you carry balances with several suppliers, clear all of them before expecting to come off. One remaining invoice keeps you listed.